Buying a new - or even a pre-owned - vehicle outright is often beyond the financial means of many. As such, being able to find a way to make paying for a vehicle manageable is essential, which is where competitive vehicle financing comes in. With Delgarth Motor Group - as well as Hyundai, Kia, and Mitsubishi - you have the opportunity to take advantage of a range of packages that let you take ownership of a vehicle in a way that matches your budget.
Our financing deals include agreements that you may already be familiar with, such as Personal Contract Purchase, Contract Hire, Hire Purchase, and Lease Purchase. The schemes vary in terms of deposit and final payments, as well as whether you wish to own the car outright at the end of the contracted term. However, what each scheme has in common is the ability to drive away in a new or used car for fixed - and low - monthly repayments.The sales teams at each of our dealerships in Milton Keynes and Bletchley are all experienced in helping motorists find the ideal finance package, so get in touch today to discuss your options in more detail once you’ve found the ideal model.
We do not charge fees for our Consumer Credit services. We may receive a payment(s) or other benefits from finance providers should you decide to enter into an agreement with them. The payment we receive may vary between finance providers and product types. The payment received does not impact the finance rate offered.
What Is Hire Purchase (HP)?
Hire Purchase is one of the finance products offered by Suzuki Finance to help spread the cost of buying a car. It’s a great choice if you want to own your car at the end of the agreement.
What Is Personal Contract Purchase (PCP)?
Personal Contract Purchase is a Suzuki Finance that can help you buy your car with lower monthly repayments than a Hire Purchase product. This is because a large proportion of the amount you repay is deferred into an optional final repayment.
The main difference with Personal Contract Purchase, is the option to choose what you do at the end of the agreement. You can part exchange the vehicle, return the vehicle (return conditions apply), or pay the optional final repayment and own the vehicle.
What Is Personal Contract Hire (PCH)?
Personal Contract Hire is a fixed cost rental agreement. You first choose your new Suzuki car, pay an initial rental in advance, followed by fixed monthly rentals to suit your budget. You can even choose an optional maintenance package as part of your agreement which can help take away the hassle of keeping your vehicle in good condition. It’s different from Personal Contract Purchase (PCP) because there is no option to purchase the car at the end of the agreement and the vehicle must be returned.