Suzuki Finance

It’s no longer the case that purchasing a new car means having to pay in full. In fact, with new models costing in the thousands, it makes more sense to take advantage of financing packages that let you repay the cost of your vehicle in monthly installments. With Milton Keynes Suzuki, you have the opportunity to do just that, with our new and used cars available to purchase through a number of competitive finance packages.

The financial agreements available for your next Suzuki car include all major schemes, such as Personal Contract Purchase (PCP), Hire Purchase, and Lease Purchasing. Each scheme provides the opportunity to make an initial payment followed by affordable monthly repayments that are fixed for the duration of your agreement. At the end of this agreed term, you will, depending on the scheme you’ve sign up to, have the opportunity to purchase the car outright, return it to the dealer, or take out a new scheme.

For more details on purchasing a new Suzuki on finance, the experienced sales teams at our dealerships will be able to answer any questions you may have. Simply get in touch today to learn more.

What Is Hire Purchase (HP)?

Hire Purchase is one of the finance products offered by Suzuki Finance to help spread the cost of buying a car. It’s a great choice if you want to own your car at the end of the agreement.

What Is Personal Contract Purchase (PCP)?

Personal Contract Purchase is a Suzuki Finance that can help you buy your car with lower monthly repayments than a Hire Purchase product. This is because a large proportion of the amount you repay is deferred into an optional final repayment.

The main difference with Personal Contract Purchase, is the option to choose what you do at the end of the agreement. You can part exchange the vehicle, return the vehicle (return conditions apply), or pay the optional final repayment and own the vehicle.

What Is Personal Contract Hire (PCH)?

Personal Contract Hire is a fixed cost rental agreement. You first choose your new Suzuki car, pay an initial rental in advance, followed by fixed monthly rentals to suit your budget. You can even choose an optional maintenance package as part of your agreement which can help take away the hassle of keeping your vehicle in good condition. It’s different from Personal Contract Purchase (PCP) because there is no option to purchase the car at the end of the agreement and the vehicle must be returned.